The stereotypes about footballers is true, as research shows they pay the most for car cover, but how much it costs everyone does partly depend on their profession
Older drivers save loads of money on their premiums (
Image: Getty Images/iStockphoto)
Footballers have the most expensive job when it comes to paying car insurance , research has revealed – with building engineers shelling out the least.
Insurance comparison website MoneySuperMarket has looked into how much each trade pays on average in car insurance costs .
It found that footballers paid the most for comprehensive cover, at £1,897 a year – nearly five times the average car insurance premium of £412 in the third quarter of this year.
The second-most expensive car insurance came to people listing their profession as ‘sportsmen or women’ – at £1,721.
Meanwhile building engineers pay the least, at just £226 – almost half the average.
People that work in archives also save loads on their motor premiums, paying £232.
But clerks, a job quite similar to archivists, paid loads for car cover – £961.
Has your job affected your car insurance premiums? Message [email protected]
What you list your job as can have a serious impact on how much you pay for insurance
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Image:
Getty Images/iStockphoto)
The top ten most expensive jobs for car insurance
1) Professional footballer (£1,897)
2) Sportsman or woman (£1,721)
3) Fast food delivery driver (£1,425)
4) Car wash attendant (£1,320)
5) Abattoir worker (£1,238)
6) Student – living away from home (£1,071)
7) Carpenters assistant (£1,025)
8) Post-graduate student – living away from home (£976)
9) Clerk (£961)
10) Car dealer (£957)
Sara Newell, car insurance spokesperson at MoneySuperMarket, said: “For the third year running, footballers have the highest car insurance premiums – a fact that’s most likely attributable to their well-known preference for expensive cars.”
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Insurers base premiums on a wide list of things, including how expensive your car is, how many thefts happen in your area, your age, how many miles you cover and how many crashes other people in your job have.
Newell added: “A range of ‘everyday’ professions like delivery drivers also chart high for expensive premiums.
“This is often because these types of occupations require the driver to be on the road more than other professions, so insurance companies will deem them higher risks, charging them more costly premiums accordingly.
“It’s also important to note that other considerations will be considered by insurers such as a driver’s age, their location and their previous claims history.”
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The top ten cheapest jobs for car insurance
1) Building engineer (£226)
2) Archivist (£232)
3) Guest house proprietor (£241)
4) Retired (£247)
5) Registrar (£249)
6) Complementary therapist (£263)
7) Medical secretary (£274)
8) Local government officer (£275)
9) Acupuncturist (£275)
10) Library manager (£281)
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How t o cut your car insurance premiums
People who want to cut their car insurance costs should shop around when they come to renew – especially as new rules coming in for insurers in the new year will bump up all premiums .
“If you’re in one of these jobs and want to reduce your insurance outlay, you can make significant savings by shopping around at the point of renewal. Doing so can save you up to £264.”
Parking your car away from a road also cuts your cover, with people parking on driveways paying less – and those with garages paying even less than that.
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Source: https://www.mirror.co.uk/money/see-how-your-car-insurance-25653935